The ONE Heavy Commercial Vehicle Policy is designed to meet the needs of transport contractors who carry goods for commercial customers for reward or provide public transport services using buses, catering to both large and small operations.
Key Benefits
- Comprehensive motor cover
- Claims settled at full retail value
- Wreckage removal and clean-up
- Excess-free windscreen subject to use of the approved replacement process
- Motor liability cover with option to increase limits
- Fire and explosion liability
- Non-Hazchem load spillage/clean-up costs
Additional Options
- Aggregate excesses
- Burners
- Co-insurance or other funding options including retained funds
- 100% funds with wrap-around protection
Optional Extensions
- Loss of use
- Goods in Transit
- Theft/hijack excess helper
- Own damage excess helper
- Third party excess helper
- Windscreen cover
- Contingent liability cover for cross border operators to supplement liability coupon cover
- Increased cross border towing limits
- Increased third party liability limits
- Non accident towing
- Static motor fire risk
- Riot cover for cross border areas (Namibia excluded)
- Credit Shortfall available as a separate add-on
Territorial Limits
Republic of South Africa, Namibia, Botswana, Kingdoms of Lesotho and Eswatini, Zimbabwe, Malawi, Democratic Republic of Congo (DRC) no further north than Kolwezi, Mozambique, Angola, Zambia and Tanzania, Uganda, Rwanda, Burundi and Kenya